Found: Business Banking 2.0.17

Found offers a comprehensive financial management solution tailored for freelancers, contractors, and small businesses. Its platform combines robust business checking features with intelligent bookkeeping and tax tools, streamlining the entire workflow. Users can efficiently track expenses, digitize receipts, allocate funds for taxes, issue invoices, and pay contractors—all seamlessly managed within a single app. Importantly, these services are provided without concealed fees, enhancing transparency.

The onboarding process is straightforward, allowing for free registration in minutes without requiring a credit check or minimum account balance. There are no hidden charges or monthly maintenance fees, making it accessible for startups and established businesses alike.

From a banking perspective, Found enables users to receive payments up to two days earlier through direct deposit, with additional features such as organizing finances into pockets, creating multiple virtual cards for various spending categories, and managing funds more flexibly.

The platform’s smart tax tools offer helpful insights, including real-time tax estimates and automatic savings for upcoming tax obligations. It facilitates the discovery of potential write-offs for optimizing tax savings and supports auto-filling key forms like Schedule C and 1099. Tax payments can also be executed directly within the app, available to Found Plus subscribers who file Schedule C.

Built-in bookkeeping and expense tracking functionalities automate the categorization of expenses, digitize receipts with note-taking capabilities, and enable the import of transactions from other sources. Additionally, users can generate unlimited free invoices to support billing needs.

Found emphasizes security and reliability; deposits are insured up to $250,000 by Lead Bank, a Member FDIC. Features such as card locking directly from the app and real-time transaction notifications help users maintain control over their accounts and remain informed about financial activity.

Disclosures clarify that Found operates as a financial technology company with banking services provided by Lead Bank under FDIC insurance. The Found Mastercard® Business debit card is issued by Lead Bank under licensing from Mastercard Inc., ensuring regulatory compliance and security.